Last Amended: February 16, 2025

By engaging with FinVeritas Holdings, LLC (“Company,” “we,” “us,” or “our”), you (“Channel Partner,” “you”) acknowledge and agree to the terms set forth in this Disclaimer. Our services are provided under the following conditions:

1. General Disclaimer
FinVeritas Holdings, LLC (“the Agency,” “we,” “us,” or “our”) provides white-label marketing services to agencies, businesses, and resellers (“Channel Partner”) of including but not limited to SEO, paid advertising, website development, content creation, branding, and digital strategy. While we strive for excellence in our marketing strategies, campaigns, and digital fulfillment, results may vary based on market conditions, competition, and factors beyond our control, such as but not limited to industry competition, search engine algorithm updates, ad platform policies, and customer behavior.. The Agency makes no guarantees regarding specific performance outcomes, including, but not limited to, leads, traffic, engagement, conversions, revenue increases, or search engine rankings.

2. No Warranties on Marketing Performance
All marketing services, including SEO, PPC, social media management, content marketing, email marketing, and web development, are provided “as is” and “as available” without any express or implied warranties. The Agency does not guarantee specific results, increased traffic, or revenue from any marketing efforts. Performance is subject to various factors such as industry trends, competition, algorithm changes, and Client cooperation. Past performance is not indicative of future results.

3. Third-Party Platforms & Tools

FinVeritas Holdings, LLC operates as a wholesale white-label agency, and many of our fulfillment processes involve international teams. While we maintain strict quality control measures, you acknowledge that service execution may be performed by third-party vendors, offshore teams, or partner agencies. We are not liable for delays, cultural or linguistic variations, or time zone differences that may affect project timelines.

Clients reselling our services under their own brand must assume full responsibility for the end-client relationship, including but not limited to communication, customer service, and service satisfaction. We do not assume liability for disputes between our white-label clients and their end customers.

Our services may utilize third-party platforms, software, and tools (e.g., Google Ads, Facebook, Instagram, LinkedIn, TikTok, YouTube, CRMs, analytics tools, etc.). The Agency is not responsible for the availability, functionality, policies, terms, or any changes implemented by these third-party services. Any disruptions, account suspensions, or policy violations resulting from platform changes are beyond our control.

4. Intellectual Property & White-Label Services
The Agency provides white-label services, meaning work produced may be resold or branded under a Client’s name. All deliverables, including content, graphics, ads, and strategies, remain the intellectual property of the Client upon full payment unless otherwise agreed. However, the Agency retains the right to showcase anonymized case studies for marketing purposes. Unauthorized reproduction, modification, or resale of Agency-created content without proper attribution is prohibited.

Any creative assets, designs, copywriting, or marketing materials developed by FinVeritas Holdings, LLC remain our property until full payment is received. Upon full payment, ownership rights are transferred to the client, except where third-party assets, stock images, licensed tools, or software restrictions apply. Clients are responsible for ensuring they have appropriate rights to any third-party content provided to us for use.

We do not assume liability for copyright infringement claims due to materials provided by the client. The client warrants that any content, logos, images, or trademarks provided to FinVeritas Holdings, LLC do not infringe upon the intellectual property rights of any third party.

5. Compliance & Legal Responsibility
Clients are responsible for ensuring compliance with all applicable laws, regulations, and industry standards related to their marketing activities. The Agency does not provide legal or regulatory compliance services, including but not limited to data privacy (GDPR, CCPA), advertising regulations (FTC guidelines), or other jurisdictional requirements. Clients must review and approve all marketing materials before publication.

Marketing laws, data privacy regulations (e.g., GDPR, CCPA), and advertising policies vary by region. While we strive to follow industry best practices, it is the client’s responsibility to ensure compliance with all applicable laws, including but not limited to:

• Data privacy and consumer protection laws
• Advertising regulations and disclosures
• Email marketing laws (e.g., CAN-SPAM Act)
• Paid advertising platform policies (e.g., Google, Meta, LinkedIn, TikTok)

Clients must inform us of any industry-specific compliance requirements related to their business.FinVeritas Holdings, LLC is not liable for legal consequences arising from non-compliant marketing materials, campaigns, or strategies.

6. International Fulfillment & Outsourcing
The Agency operates globally with fulfillment teams based in various international locations. While we maintain high-quality control standards, cultural nuances, language variations, and time zone differences may impact communication and delivery timelines. Clients acknowledge and accept these potential variations in service fulfillment.

7. Confidentiality & Data Security
The Agency takes confidentiality and data security seriously. We implement reasonable security measures to protect Client information. However, due to the nature of digital marketing, data transmission over the internet is never 100% secure. The Agency is not responsible for data breaches, cyberattacks, or unauthorized access resulting from external threats.

8. Payment, Refunds & Cancellations
All payments are due per the agreed-upon contract or invoice terms. The Agency does not offer refunds for services rendered. Clients may terminate services per the agreed-upon cancellation policy stated in the service contract. Any outstanding payments must be settled before termination.

All payments for services rendered by FinVeritas Holdings, LLC are final and non-refundable unless explicitly stated in a signed contract. We do not provide refunds for completed work, campaign performance issues, or services paused at the client’s request.

Failure to complete payment may result in suspension or termination of services without notice. Late payments may incur penalties, interest charges, or service delays.

9. Limitation of Liability
To the fullest extent permitted by law, the Agency and its affiliates contractors, partners, and contract employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or business opportunities, arising from the use of our services. Our total liability shall not exceed the amount paid by the Client for services in the three (3) months preceding the claim.

10. Force Majeure
The Agency shall not be liable for delays, disruptions, or failure to perform due to circumstances beyond its control, including but not limited to natural disasters, pandemics, governmental actions, cyberattacks, or third-party service failures.

11. Modification of Terms
The Agency reserves the right to update or modify these disclaimers at any time without prior notice. Clients are encouraged to review this page periodically.

For any questions regarding this Disclaimer, please contact us at info@finveritas.io.