Last Amended: May 5, 2025

By engaging with FinVeritas Bookkeeping, LLC (“Company,” “we,” “us,” or “our”), you (“Client,” “you”) acknowledge and agree to the terms set forth in this Disclaimer. Our services are provided under the following conditions:

1. General Disclaimer
FinVeritas Bookkeeping, LLC (“the Company,” “we,” “us,” or “our”) provides professional bookkeeping, cash flow management, and business financial support services to clients, including but not limited to monthly bookkeeping, cash flow forecasting, business set-up, and 1099 filings. While we strive to deliver financial clarity, compliance, and actionable insights, results may vary based on your business practices, financial documentation, market conditions, and external factors beyond our control. The Company makes no guarantees regarding specific performance outcomes, including, but not limited to, profit increases, tax savings, improved cash flow, or business success.

2. No Warranties on Financial Outcomes
All bookkeeping and financial support services are provided “as is” and “as available” without any express or implied warranties. The Company does not guarantee specific results, financial gains, or business growth due to our services. Outcomes are subject to a variety of factors including the quality and timeliness of client-provided data, the accuracy of historical records, changes in tax law, market volatility, and client cooperation. Past financial performance is not indicative of future results.

3. Third-Party Platforms & Tools
Our services may involve the use of third-party financial tools and platforms (e.g., QuickBooks, Gusto, Xero, tax filing software, etc.). While we strive to maintain up-to-date practices and integrations, we are not responsible for the availability, performance, policy changes, or pricing adjustments made by these third-party providers. Any service disruptions or data issues stemming from these platforms are outside the Company’s control.

4. Intellectual Property
All deliverables, processes, financial templates, and bookkeeping methodologies developed by FinVeritas Bookkeeping, LLC remain the intellectual property of the Company unless otherwise agreed in writing. Upon full payment, the Client may use deliverables for their own internal financial operations. Reproduction, distribution, or resale of Company-created systems, documentation, or tools without express written permission is prohibited.

Clients are responsible for ensuring that any materials or data they provide to the Company do not infringe upon the intellectual property rights of third parties. The Company is not liable for any copyright or compliance issues arising from client-provided content.

5. Compliance & Legal Responsibility
The Company does not offer legal or regulatory compliance advice, including but not limited to tax filing, audit defense, legal structuring, or industry-specific regulatory compliance. While we make best efforts to maintain accurate records and support proper financial processes, final responsibility for tax filings, government compliance, and financial reporting lies solely with the Client.

Clients must ensure they remain compliant with all applicable laws, including but not limited to:

• IRS reporting requirements and deadlines

• 1099 contractor compliance

• Sales tax collection and remittance

• Employment and payroll regulations

• Data privacy and recordkeeping laws

FinVeritas Bookkeeping, LLC is not liable for legal, tax, or financial penalties incurred as a result of misinformation, misreporting, or failure to act on compliance-related obligations.

6. International Fulfillment & Outsourcing
The Company may utilize remote or international team members for bookkeeping support and administrative services. While we maintain strict quality control and training standards, Clients acknowledge that language differences, time zones, and cultural variations may occasionally impact communication or timelines. All team members are bound by confidentiality agreements and supervised under Company policies.

7. Confidentiality & Data Security
FinVeritas Bookkeeping, LLC takes confidentiality and data protection seriously. We implement commercially reasonable security measures to protect sensitive client information. However, digital data transmission over the internet is inherently vulnerable. The Company is not liable for breaches, cyberattacks, or data loss resulting from third-party platforms, email communication, or unauthorized access by external parties.

Clients agree to follow best practices in password security and account sharing to reduce risk.

8. Payment, Refunds & Cancellations
All payments are due based on the terms agreed upon in your service contract or invoice. Payments are non-refundable for services already rendered. Clients may cancel services by providing written notice per the cancellation policy outlined in their service agreement. Any outstanding balances must be paid in full prior to termination.

Failure to pay on time may result in the suspension or termination of services. Late payments may incur fees, penalties, or delays in deliverables.

9. Limitation of Liability
To the fullest extent permitted by law, the Company, including its officers, contractors, and employees, shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to the use of our services. This includes, but is not limited to, loss of profits, tax penalties, audit fees, or financial setbacks. The total liability of the Company shall not exceed the total amount paid by the Client for services rendered in the three (3) months preceding the claim.

10. Force Majeure
The Company shall not be held liable for delays, disruptions, or failure to perform due to circumstances beyond our control. These include but are not limited to natural disasters, pandemics, cyberattacks, power outages, government mandates, or failures by third-party software providers.

11. Modification of Terms
We reserve the right to update or modify this Disclaimer at any time without prior notice. It is the Client’s responsibility to review this document periodically. Continued use of our services constitutes your agreement to the latest version of the Disclaimer.

Contact Information
For questions regarding this Disclaimer, please contact:
📧 info@finveritas.io